Wino Ecosystem is a suite of software products offered by XXX LLC, including Wino Pay, Wino Bank, and Wino ID. Wino Bank is not a bank or financial institution; it is a software dashboard. Non-custodial: Wino does not custody funds or control user wallets; payments are sent directly from the customer’s wallet to the merchant’s wallet. Digital asset payments involve risk—read the Risk Disclosure. Contact: support@winobank.com